Cheque vs. Check
The difference between "cheque" and "check" is primarily regional spelling. "Cheque" is used in British, Canadian, Australian, and other Commonwealth English, while "check" is the American English variant.
Both terms refer to the same financial document, a written order directing a bank to pay money.
Definition and Usage
"Cheque" and "check" both refer to a written order directing a bank to pay money. The difference lies in spelling.
Cheque: Used in British, Canadian, Australian, and other Commonwealth English.
Check: Used in American English.
Examples:
"He wrote a cheque to pay the bill."
"She received a check from her employer."
Regional Differences
The term "cheque" is used in British, Canadian, Australian, and other Commonwealth English. Conversely, "check" is the American English variant. This distinction emerged as English evolved differently across regions.
British English: "I need to cash this cheque at the bank."
American English: "I need to deposit this check into my account."
Canadian English: "My employer issued my salary via cheque."
The history of these differences traces back to regional adaptations and standardizations of the English language.
Spelling Variations in Practice
In practice, "cheque" is seen in UK and Commonwealth countries, while "check" appears in the US. Digital banking platforms and written communication also reflect these variations.
Examples:
UK: "Please deposit this cheque."
US: "Please cash this check."
Australia: "The cheque bounced because of insufficient funds."
Canada: "I mailed the cheque last week."
Common Contexts:
Business transactions: "The company issued a cheque/check to the contractor."
Personal payments: "I gave her a cheque/check for the birthday gift."
Banking: "The bank processed my cheque/check without any issues."
Tips for Remembering the Difference
To remember, associate "cheque" with Commonwealth countries and "check" with the US.
Mnemonic Devices:
Cheque: Think of the "que" as a reminder of the Queen, often associated with Commonwealth nations.
Check: Think of a "checkmark," common in American usage.
Practice Exercises:
Choose the correct spelling for a British audience: "I need to write a [cheque/check] for the rent."
Correct answer: cheque
Choose the correct spelling for an American audience: "She received a [cheque/check] in the mail."
Correct answer: check
Fill in the blank: "In Canada, people usually spell it as __________."
Correct answer: cheque
Common Mistakes
Using "cheque" in American English contexts.
Incorrect: "I received a cheque in the mail." (American context)
Correct: "I received a check in the mail."
Using "check" in British English contexts.
Incorrect: "He wrote a check for the bill." (British context)
Correct: "He wrote a cheque for the bill."
Mixing spellings within the same document or conversation.
Incorrect: "Please cash the cheque and deposit the check."
Correct: Use one consistent spelling based on the regional context.